Financing & Leasing options at Js-Alternators

Js-Alternators offers the latest and greatest financing and leasing options to our customers. We offer Affirm and Shop Pay.

Affirm Leasing: 90 Day purchase option

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR. https://www.affirm.com/disclosures.


Shop Pay Leasing: 90 Day purchase option

Rates from 0%-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: https://www.affirm.com/licenses..


PayPal Pay Later: Pay in 4 or Pay Monthly

Pay in 4 splits your purchase into 4 interest-free payments. Available for purchases of $30–$1,500. A soft credit check may be required but will not affect your credit score. Must be 18 or older to apply. Not available to MO residents. The lender for Pay in 4 is PayPal. Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee.Pay Monthly is subject to consumer credit approval. Fixed APR ranges from 9.99%–35.99%. Terms and rates vary based on purchase amount and your credit.


Snap Financing: 100 days interest free!

Snap Finance offers lease-to-own options for customers who may not qualify for traditional financing. There is no interest charged on a lease-to-own agreement; however, a cost of lease applies in addition to the purchase price. This cost varies by customer and residential state and will be detailed in your agreement and disclosures. Most accounts are set up on automatic payments corresponding to your paydays. Lease terms are typically 12–18 months, or customers may choose an early ownership option to reduce overall lease costs. Upon fulfilling the terms of the agreement, the customer obtains full ownership of the merchandise. Be sure to read and understand all disclosures before signing